Gold Loan Interest Rates: Compare Top Banks
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MBA Finance | CFA | Ex-Banker
Published March 03, 2026
Gold Loan Basics
Gold loans are secured loans using gold jewellery as collateral. Quick disbursal and minimal documentation.
Gold Loan Rates Comparison
| Bank | Interest Rate | LTV Ratio |
|---|---|---|
| Muthoot Finance | 9.50% - 18% | 75% |
| Manappuram | 9.75% - 17% | 75% |
| SBI | 7.50% - 9% | 75% |
| HDFC | 8.25% - 10% | 70% |
About the Author
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Admin
MBA Finance | CFA | Ex-Banker
Financial expert with 15+ years of experience in banking and personal finance.